Inflation-Adjusted Retirement Planning

Example Solutions

Examples

There are six variations of the inflation-adjusted equation sets developed - three for pre-retirement planning, and three for post-retirement planning.

Yes, you will have to continue planning even after you retire, because many of the values you must assume for a solution change over time, and you must periodically re-evaluate your retirement plan - preferably annually.

   

Pre-retirement Planning Post-Retirement Planning
Example 1
Most people will use this for pre-retirement planning
to determine annual supplemental savings requirements
from assumed supplemental retirement benefits 		Example 4
Most people will use this for post-retirement planning
to determines annual supplemental withdrawals
for their present account balance and remaining life
Example 2
Most people will use this for pre-retirement planning
to determine annual supplemental  retirement benefits
from assumed annual supplemental savings  		Example 5
Most people will use this for post-retirement planning
to determine how long their retirement funds will last
at a given withdrawal rate
Example 3
 Most people will use this for pre-retirement planning
to determine the retirement age that balances
both their assumed savings and assumed benefits		 Example 6
 Most people will use this for post-retirement planning
to determines the account balance required
to support an assumed withdrawal rate and remaining life

. 

The Examples make extensive use of
symbolic notation
which are fully explained in the section on
Model Development

 

©2008, Simon Revere Mouer III
all rights reserved