Inflation-Adjusted Retirement Planning

Inflation

Countering Inflation

$ $ $ $ $ $ $
the shrinking dollar

The job of controlling (more like attempting to control) inflation belongs to the US Federal Reserve Bank.  Their job is made harder by virtue of the US dollar being the world currency -- the base against which all other currencies are measured.  In fact, there may be more US dollars circulating outside the US then there are circulating within the US.

The general plan to beat inflation is to invest at a net return-on-investment that more than offsets inflation - hopefully, much more.  This is why savings accounts and money market accounts that earn less than the rate of inflation are a bad investment for retirement planning purposes.  You will need to seek out investment opportunities and investment instruments that historically have consistently beat inflation by a wide margin. 

In the book, you will discover more about the insidious nature of inflation, how it is measured, why that measurement is only approximate, and how to bracket future inflation estimates.

Historical US $ Inflation Rates

Current US $ Inflation Rates

Future US $ Inflation Rates

The US Consumer Price Index

Money as a Commodity
(Supply versus Demand)

 Adjusting Retirement
Income for Inflation

The Real Rate of Interest

Countering Inflation

Constant Dollars


©2008, Simon Revere Mouer III
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