Inflation-Adjusted Retirement Planning

Example Solutions

Examples

There are six variations of the inflation-adjusted equation sets developed - three for pre-retirement planning, and three for post-retirement planning.

Yes, you will have to continue planning even after you retire, because many of the values you must assume for a solution change over time, and you must periodically re-evaluate your retirement plan - preferably annually.

   

Pre-retirement Planning Post-Retirement Planning
Example 1
Most people will use this for pre-retirement planning
to determine annual supplemental savings requirements
from assumed supplemental retirement benefits
Example 4
Most people will use this for post-retirement planning
to determines annual supplemental withdrawals
for their present account balance and remaining life
Example 2
Most people will use this for pre-retirement planning
to determine annual supplemental  retirement benefits
from assumed annual supplemental savings 
Example 5
Most people will use this for post-retirement planning
to determine how long their retirement funds will last
at a given withdrawal rate
Example 3
 Most people will use this for pre-retirement planning
to determine the retirement age that balances
both their assumed savings and assumed benefits
Example 6
 Most people will use this for post-retirement planning
to determines the account balance required
to support an assumed withdrawal rate and remaining life

The Examples make extensive use of
symbolic notation
which are fully explained in the section on
Model Development

 


2008, Simon Revere Mouer III
all rights reserved